Johnny was so awesome to deal with. Really went above and beyond for our family to get us the best rates and walked me through the whole process. Made it very simple and streamlined. Even though we had some bumps during the process, he walked us through the options very well and made for an amazing process. Would recommend them to anyone!!!

Our experience with Johnny from Forever Rate Mortgage was epic! Incredibly thankful for the constant communication and having to jump through some hoops through the process! This guy is pro, and we are stoked for the experience! Would totally recommend him to anyone looking to use him.

Working with forever rate mortgage and Johnny Pagnini was a wonderful experience. From the application process, to submitting documents and closing, the process was very smooth. Johnny and his team always kept up with communication and kept us informed of the current status of the loan - we closed in less than 20 days. I feel like we got the best rate possible, given our situation and are highly satisfied. If you need a team, that will give you the best rate along with a wonderful loan process with your new or refinance purchase, reach out to Johnny at Forever Rate.

I refinanced my house with Johnny at Forever Rate and I couldn't be happier! He was so professional and the communication was fantastic. The process was so quick and much easier than expected. He was great at explaining my options, and he saved me a bunch of money. I would definitely recommend Forever Rate Mortgage to anyone looking to buy, sell, or refinance.

I searched for a couple weeks trying to find someone I could trust to do my refinance on my home. When I found Johnny I could tell right away that he would work hard for me and take care of me. He was able to get me into a better loan than anyone else did as well. A 1.99% for 15 years was amazing to hear.
From start to finish Johnny made the process very easy, no hidden fees, no junk, and no fluff was added to my Refinance. He was 24/7 responding and answering my questions, Johnny is very easy to talk to and made me feel like I've known him forever.

Have no fear using Johnny with forever rate. He will take care of you!

Angela G. Wow! I've had the best experience refinancing with you. I am so pleased as to how smooth this all was. You and your staff handled everything in a timely and stress free manner. You walked me through the entire process and had all the answers to my numerous questions and made yourself available even when I was out of the country with 15hour difference. Johnny, you are a professional in every sense of the word. I would be glad and honored to recommend your services to my friends and relatives. May God richly bless you and your staff for the work you do.

Leah A. We had a wonderful experience with our refinance. Johnny was quick to reply and explained anything I didn't understand.