Follow the instructions below

Mortgage Amount: Enter the balance of your current mortgage, plus any cash you plan on taking out during the process of this refinance.

Interest Rate: Use the appropriate rate from the box titled “Average Mortgage Rates”, based on which term you would like (30 year, 15 year, etc)

Mortgage Term: Choose the term of your new loan.

The payment displayed does not include taxes, insurance or any home owners dues.